Docks, water and mountain light
Lakefront homes in Colorado.
Private-lake neighborhoods from Fort Collins to Littleton, with the rules for boats, docks and water.
A live person answers. Not a robot, not a phone tree.
On the water
Homes over $1 million in the lake communities
This grid shows single-family homes from $1,000,000 in Bow Mar, Columbine Valley, Littleton, Timnath, Windsor and Loveland, highest price first. Bow Mar, WildWing and the Windsor and Loveland lakes sit in these towns. For only the lakefront listings, use the buttons below.
Want to see one of these, or a home that is not on the market yet? Call or text 303-955-4220. A live person answers.
Check the water owner
Who sets the rules on a Colorado lake?
Most Front Range lakes are reservoirs owned by a ditch company, an HOA or a city. The owner of the water sets the rules for boats, docks and access, so read those rules before you buy the house.
Where are they?
- Bow Mar, Littleton. Bowles and Marston lakes. Residents-only lake access.
- Grant Ranch, Littleton. Private lake with a marina.
- Lake Arbor, Arvada. Homes around Lake Arbor.
- Pelican Lakes, Windsor. Lake-and-golf community.
- Heron Lakes, Berthoud. Resident access to three reservoirs.
- Richards Lake and Terry Lake, Fort Collins. Lake neighborhoods on the north side.
What buyers ask.
- Can I put a boat or a dock on the lake? Only if the lake's rules allow it. Ask the HOA or the ditch company for the boating rules in writing.
- Who owns the water? The ditch company, the HOA or the city. The seller's title work names the owner.
- Do the lake levels drop? Reservoir levels move with irrigation releases. Ask the owner of the water for past levels.
- Do I need flood insurance? Check the FEMA flood map for the address. Your lender requires flood insurance inside a high-risk zone.
On the map
Where are the lake communities?
Each dot is a place this page talks about, and the numbered pins are luxury areas with homes for sale. Tap a dot for its name.
- 1. Fort Collins
- 2. Littleton
- 3. Bow Mar
- 4. Columbine Valley
- 5. Timnath
- 6. Windsor
- 7. Loveland
- 8. Arvada
- 9. Heron Lakes, Berthoud
- 10. Berthoud
Map data © OpenStreetMap contributors. Pins show an area’s approximate center.
Homes for sale now
See homes for sale today.
Live MLS listings on kennarealestate.com.
Quick answers
Questions, answered.
Can I put a boat or a dock on the lake?
Only if the lake's rules allow it. Ask the HOA or the ditch company for the boating rules in writing.
Who owns the water?
The ditch company, the HOA or the city. The seller's title work names the owner.
Do the lake levels drop?
Reservoir levels move with irrigation releases. Ask the owner of the water for past levels.
Do I need flood insurance?
Check the FEMA flood map for the address. Your lender requires flood insurance inside a high-risk zone.
More lifestyles
Keep exploring.
Free playbook
The Colorado Luxury Downsizing Playbook.
Sell the estate, buy the right home, move once. The 12-week plan, the tax and cash questions, the ranch, patio, 55+ and golf communities, and the checklist. 8 pages, free.
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Private consultation
Ask us about lakefront homes.
303-955-4220A live person answers. Not a robot, not a phone tree.
- Private showings on your schedule, including evenings and weekends.
- Off-market homes from The Kenna Group's agent network.
- One point of contact from the first showing to the closing table.
Kenna Luxury Real Estate is a division of The Kenna Group at Keller Williams DTC (KWDTC).